Issue No. 05 (August 2019) Introduction: Issue No. 05 —The Founders The Total Beginner’s Guide to Managing Money —Jackie Lam Financial Advice You Can Ignore —Kate Dore Three Things I Wish I Knew Before Buying My First Home —David Smith A Simple Guide to Investing in Real Estate —Tahani Aburaneh A Year of Secondhand Shopping —Elissa Joy Watts The Joy of Living Within Your Means —Joshua Becker Stop Playing Rich —Kelvin Wong