Albert Einstein is credited with saying, “The definition of insanity is doing the same thing over and over and expecting different results.” It’s a harsh statement, especially when you consider the fact that insanity is most often used to describe a severely disordered state of mind. But we don’t think the harshness of the phrasing should distract us from the underlying truth of the quote. In fact, we’d like to use the message to introduce this issue of Simple Money, our fourth issue of the magazine.
If anyone is unsettled in their financial condition, whether that be not enough money coming in, too much money going out, an inability to make ends meet, or little to no margin, something has to change! It is foolish to think our financial condition will change in the future if we continue to do the same thing going forward. If we hope to enjoy a different outcome in the future, we must make a personal change in how we view and treat our personal finances today.
In this issue of Simple Money Magazine, you will find articles by experts in financial education, experienced financial advisers, award-winning podcast hosts, best-selling authors, and more. Each will provide unique thoughts and practical ideas to help you cut expenses at home, set a budget, save for retirement, or find focus for your most important financial step forward.
We trust you will find benefit in these articles—and be able to make changes in your life because of it. May each of us see the wisdom of doing so.
Joshua Becker and Brian Gardner