The retirement income crisis is real. If we find ourselves caught up in it, there are things we can do to help ourselves at the same time we advocate for social changes to make life easier for the aging.
None of us expected to be here—broke or nearly broke, unemployed or underemployed, or working part-time jobs we hate with little to nothing in our savings accounts. We grew up thinking that retirement meant Florida and golf (not that most of us really wanted that). It definitely did not mean living in our brother’s basement or in some modest one-bedroom rental. We never thought that in our 50s and 60s we’d be scrimping and scraping or borrowing money from our adult children or 84-year-old mother.
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