Parents are in a position to be their children’s first financial educators, instilling the values of responsibility and generosity.
Parents, it’s time to come clean with yourself if you are spoiling your kids. How do you know if you are? Well, do your children ever nag for something they want, and do you ever react with a Pavlovian response of reaching for your wallet? Or do you just respond with something pithy like “Money doesn’t grow on trees”? (By the way, that quaint saying is meaningless to a child and will have no impact.)
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