Know you need an emergency fund but don’t have one? There are proven techniques for reaching a first manageable savings goal.
You probably know that having an emergency fund is an important thing. But the common suggestion of saving up three to six months’ worth of expenses can feel discouraging, right? If you are already living paycheck to paycheck and are barely able to keep afloat, how are you supposed to save any money, much less several months’ worth of expenses?
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